Updated: 2026-10-20
Who we are
Rivera Financial Group LLC, with Eduardo Rivera as CEO. Contact: riverafinancialgroup0@gmail.com · 267-666-2239 · Philadelphia, PA.
This website and your conversations
This website describes services and offers Niklaus, a general AI assistant. We store your conversations with Niklaus in the site database so you can return to them and so we can improve the service. If you are not signed in, they are tied to a random browser identifier and are deleted automatically after 30 days without use. If you create an account, they are kept in your account until you delete them; you can delete any conversation from Niklaus. Before saving, we automatically remove patterns such as Social Security, card numbers and passwords. Rivera’s team may review rated or flagged answers to correct and improve Niklaus. Your browser also stores your Light/Dark choice and the chat identifier.
Accounts, memory and files
Accounts use Netlify Identity (email and password). Long-term memory is off by default: only if you turn it on does Niklaus store facts you ask it to remember, and you can view and delete them at any time. Files you upload (images, PDFs or text) are stored privately for your conversation; images and documents Niklaus creates are stored behind hard-to-guess links. If Niklaus records a contact or appointment request at your request, Rivera’s team receives that information to help you.
Technology providers
Netlify provides hosting, database, file storage and accounts. To generate answers, the necessary text and files are sent through Netlify AI Gateway to AI model providers (Anthropic, OpenAI or Google), depending on the question. Their terms determine their own retention. Web searches send only the search query to the search provider, and page reading requests the public page indicated. If the team enables email, an email provider delivers summaries you request. The local guide runs in your browser without sending messages to AI.
Usage and technical information
Providers may process IP address, browser, time, metrics and technical logs to deliver service and prevent abuse. This version includes no behavioral advertising or third-party marketing analytics. Your inquiry is used to respond and guide, not to send automated marketing.
Do not submit sensitive information
Do not share SSNs, full reports, account or card numbers, passwords or confidential documents in this chat. A basic filter attempts to detect certain identifiers, but cannot guarantee detection of all sensitive data. Arrange a secure channel with the team for filings that require it.
Client reviews
If you submit a review, Netlify processes and stores your public name, email, service, rating, review and consent for Rivera. Email is used to confirm your experience or clarify a submission; it is not published or used to subscribe you to marketing. Only your chosen name, service, rating, date and approved review text are published after moderation. You may request correction or removal by email. Do not include private information in public text. Moderation does not exclude opinions because they are negative.
External contact and your rights
Choosing WhatsApp, SMS, email or a call uses external services with their own policies. Messages you choose to send the team are retained according to service needs and applicable obligations. Request access, correction or deletion through the contact email. Identity verification or retention of legally required records may be necessary. This site is not directed at people under 18.